Commercial Credit Analyst & Associate Lender
Portland, ME 04103
Role: The Commercial Credit Analyst / Associate Lender provides the following roles towards assisting the credit union in achieving its mission and goals through the commercial lending department.
-Perform due diligence on existing and perspective borrowers to inform credit decisions.
-Prepare written credit presentations along with financial analyses towards obtaining loan approvals.
-Assess the strengths and weaknesses of credit relationships towards making accurate risk rating recommendations using policy guidelines and other environmental factors.
-Assist other Commercial Lenders by preparing objective and comprehensive written financial analysis on simple to complex commercial lending requests within specified timeframes.
Knowledge & Skills
Experience - Five years to ten years of similar related experience
Education - A two to four year college degree or (2) Completion of a specialized course of study at a business or trade school or (3) Completion of a specialized and extensive in-house training or apprenticeship program
Other Skills - Must have experience in analyzing business financial statements and assessing the viability of business: familiarity with general commercial lending, including policies and procedures; must have excellent communication and PR Skills; ability to use related software required.